The Lightning app enables you to easily and efficiently enter minimal information about your client and start the application process? Why is this so great?
All normal hands on underwriting by us as if it were a paper application
More free time
In some cases exams and/or medical records are waived
You still receive full broker commissions!
The carriers available are:
American General (non NY)
William Penn (NY only)
Protective*FOR TERM AND UL*
North American*FOR TERM AND UL*
United of Omaha (non NY)
John Hancock with and without Vitality (non NY)
Pacific Life (non Ny)
*you must be appointed before dropping a ticket