Lightning app 1

The Lightning app enables you to easily and efficiently enter minimal information about your client and start the application process. Why is this so great?

All normal hands on underwriting by us as if it were a paper application


placement ratio



More free time

for you


In some cases exams and/or medical records are waived

You still receive full broker commissions!


The carriers available are:

American General Term

Banner Term

William Penn (NY only) Term

John Hancock Term

Protective Term and UL

Prudential Term

SBLI Term and WL

United of Omaha Term

Pacific Life Term and UL

*you must be appointed before dropping a ticket


Lincoln Term Accel

Transamerica Term and Lifetime WL

Minnesota Life/Securian Term

Nationwide Term


Contact Us 

To be given login information