The Lightning app enables you to easily and efficiently enter minimal information about your client and start the application process. Why is this so great?
All normal hands on underwriting by us as if it were a paper application
More free time
In some cases exams and/or medical records are waived
You still receive full broker commissions!
The carriers available are:
American General Term
William Penn (NY only) Term
John Hancock Term
Protective Term and UL
SBLI Term and WL
United of Omaha Term
Pacific Life Term and UL
*you must be appointed before dropping a ticket