Redefining Brokerage.

Our personal service is your competitive edge. Insurance is a business of risk, and when you have to tackle it on a daily basis, it’s nice to know you don’t have to go it alone

Integrity is the core of our business philosophy

We value every producer as a friend, while offering a full spectrum of Life, Long Term Care and Annuity brokerage product alternatives, state of the art underwriting, and personalized marketing support


Pat Joline, CLU, ChFC has been a leader in the independent brokerage marketplace since 1982. Prior to that, she was in personal production and in the advanced marketing department of a large mutual company, where she provided sales and seminar support to licensed agents. She holds a BS from Bucknell University and an MA from The George Washington University. Pat is a Past Chairman of the National Association of Brokerage Agencies (NAILBA) and in 2001 received NAILBA’s Mooer’s Award, which is the brokerage industry’s highest award for excellence. Pat is a member of NAILBA and a part of The Marketing Alliance, a nationally respected marketing group.

Who We Are
Who We Are


Here, there, and everywhere. Although we are located in New Jersey, 2 miles from the beach within sight of the NYC skyline, we handle cases from all over the country. We love our beaches and golden retrievers. Ask about Charlie on your first case and win a prize.


Involvement. Pat Joline, Brian Joline, and our entire staff set the tone for your cases to be handled in a quiet, professional manner where your individual needs and methods of doing business are respected. Both Pat and Brian are actively involved in your cases, from case design to case placement, and are always available to speak with you

Intelligence. Not only are the best underwriting insights and case practices used every day, technology is utilized to make our agents efficient and effective.

Accessibility. We all live in a world of instant communication and immediate access to information. Our state-of-the-art website provides all you need to quickly and efficiently submit business and bring in new clients. Our principals are always available by phone or email.

Long-term relationships. Our long term success has built the necessary relationships with our carriers so that best possible outcomes are achieved. We enjoy career long relationships with our brokers and work with them, as their partners in business to place their cases.

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